دور النوافذ الإسلامية في تعزيز الشمول المالي في الجزائر بين التحديات والتطلعات

Abstract

This study aims to clarify the extent to which Islamic windows contribute to promoting financial inclusion in Algeria , as the study relies on both descriptive and deductive approaches to determine the proposed conceptual framework for financial inclusion and Islamic financial windows, and to determine the reality of Islamic windows in Algeria, as well as the challenges facing the latter in promoting financial inclusion, The study concluded that the establishment of Islamic financial windows at the level of traditional banks in Algeria through the 20-02 system is an ambitious project and a gain worthy of appreciation, and a partial response to encouraging Islamic banking work, and attracting the cash mass circulating outside banks or hoarded ones, by enhancing the access of all segments of society to services Finance, especially the marginalized and wealthy groups, which enhances financial inclusion.